Compare health and life insurance quotes from top-rated carriers. Our intelligent wizard guides you to the perfect coverage in minutes — not hours.
5-step guided experience
Our wizard-driven process makes finding insurance effortless. Powered by the LeadKumo Ping/Post engine for real-time carrier matching.
Select health or life insurance and tell us about the coverage you need. Our wizard adapts questions based on your choices.
Walk through 5 easy steps. Each question is validated in real-time using the LeadKumo FormSchema engine. Go back or forward at any time.
Your info is sent through the Ping/Post auction. Carriers bid in real-time on your lead. You get connected with the best match.
Each wizard is tailored to the specific fields required by insurance carriers, ensuring you get the most accurate quotes possible.
Compare HMO, PPO, EPO, and HDHP plans. Our wizard covers coverage type, household size, income, and more to find your perfect match.
Term, whole, universal, or final expense. Set your coverage amount, term length, and health profile. We match you with carriers instantly.
Every form submission flows through a real-time lead auction. Here's what happens behind the scenes.
Fields validated against Draft 7 schema from LeadType definition. Required fields, patterns, and enums enforced client-side and server-side.
{ "type": "string", "pattern": "^[0-9]{5}$" }
Non-PII fields (state, zip, coverage type) sent to buyers. Multiple carriers bid simultaneously. Highest bid wins the lead.
pingFields: ["state", "zip_code", "coverage_type"]
Full PII delivered only to the winning buyer. All sensitive fields (name, email, phone) encrypted with AES-256 at rest.
piiFields: ["first_name", "email", "phone"]
HTML form POST to /forms/{slug} (no auth) or JSON POST to /api/v1/leads (API key). Wizard uses form POST for seamless UX.
POST /forms/health_insurance_form
TrustedForm certificate capture, TCPA consent text, and consent checkbox. Every lead includes full compliance documentation.
xxTrustedFormCertUrl: "https://cert..."
30 req/min for submissions, 200 req/min for reads. X-RateLimit headers included. Retry-After header on 429 responses.
X-RateLimit-Remaining: 28
Traditional insurance forms are long, confusing, and frustrating. Our wizard-driven approach breaks the process into digestible steps, validates everything in real-time, and connects you with carriers through an automated auction.
Only see the questions that matter for each step. No overwhelming walls of form fields.
Every field validated against the LeadKumo schema before you move forward. No surprises at submission.
Carriers bid for your lead in real-time. You're connected to the insurer willing to pay the most for your business.
PII encrypted at rest with AES-256. Non-PII used for targeting only. Full TCPA/CCPA compliance built in.
{
"leadType": "health_insurance",
"sourceId": "findyourcoverage",
"contact": {
"firstName": "Jane",
"lastName": "Smith",
"email": "jane@example.com",
"phone": "5551234567",
"state": "TX",
"zipCode": "78701"
},
"attributes": {
"coverage_type": "family",
"preferred_plan_type": "ppo",
"household_size": 4,
"tobacco_use": false
}
}{
"success": true,
"data": {
"leadId": "550e8400-e29b...",
"status": "Sold",
"price": 32.50
}
}